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Buy a Home with Fidel Navarro, Senior Loan Officer (NMLS 230077)
Find Out How Much Home You
can Afford Right NOW!

Know exactly what you can afford before you start searching for a home.

home purchase qualifier

First-Time Homebuyer Mortgage Guide

Congratulations! You're ready to buy a home

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Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre−approval request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home loan process works:

1. Complete our simple pre−approval request

2. Receive options based on your unique criteria and scenario

3. Compare mortgage interest rates and terms

4. Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Qualify Me Now
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Your Home Loan Could Be Fully
Funded in 30 Days or Less From Now

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Fixed Rates

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Adjustable Rates
Mortgage (ARM)

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Conforming Loans

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Conventional, Jumbo, No Ratio, DSCR Loans

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FHA and VA
Loans

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Terms from 8 to
30 Years

Do you Qualify?

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
Home Purchase Qualifier
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