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About Fidel Navarro, Senior Loan Officer

Fidel Navarro

  • 714-584-9212
  • NMLS# 230077
  • Homeowners First Mortgage (NMLS 1932549)
  • 18180 Yorba Linda Blvd #501, Yorba Linda, CA 92886
Fidel Navarro half body shot

About Fidel Navarro, Senior Loan Officer (NMLS 230077)

Fidel Navarro is a highly experienced Senior Loan Officer who has been serving clients since 2004. With over two decades in the mortgage industry, Fidel has guided hundreds of homebuyers and homeowners through the lending process—earning the trust of families, investors, and real estate professionals alike.

Known for his knowledgeable, responsive, and straightforward approach, Fidel is committed to helping clients understand their options and make informed decisions that support both their immediate needs and long-term goals.

Loan Programs & Areas of Expertise

Fidel specializes in a comprehensive range of residential loan programs, including:

First-Time Home Buyer Loans

Home Purchase Loans

Mortgage Refinance

Conventional and Jumbo Loans

FHA and VA Loans

Bank Statement Loans

Profit & Loss (P&L) Loans

Asset Depletion Loans

No Ratio Loans

DSCR (Debt Service Coverage Ratio) Loans

Whether you’re a first-time buyer or a seasoned investor, Fidel takes the time to understand your financial situation and recommend loan solutions that align with your unique circumstances.
contact me to get quote!

Professional Background & Approach

Since entering the mortgage industry in 2004, Fidel has focused on building long-term relationships through transparency, education, and personalized service. He believes that a successful mortgage experience starts with clear communication and a thoughtful evaluation of each borrower’s full financial picture—not just interest rates.

His experience working with both traditional and non-traditional income scenarios allows him to structure solutions that are practical, compliant, and sustainable.

Fidel Navarro Holding a document on a wooden table
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Licensing, Brokerage & Location

Fidel Navarro is a licensed Senior Loan Officer (NMLS 230077) and is powered by Homeowners First Mortgage (NMLS 1932549).

He serves clients throughout California, with a primary office location in Yorba Linda, CA. All loan programs are subject to credit approval, underwriting guidelines, and applicable federal and state regulations.

Beyond the Office & Trusted Guidance

Born and raised in Orange, California, Fidel brings a hands-on, problem-solving mindset to his work. Before entering the mortgage industry, he began his professional career as an auto mechanic—an experience that shaped his attention to detail and practical approach to complex situations.

Outside of lending, Fidel enjoys live music festivals, 80s New Wave, Angel’s baseball, and soccer. He is bilingual in English and Spanish and enjoys working with clients from diverse backgrounds across California.

With a balance of deep industry experience and down-to-earth guidance, Fidel Navarro is a trusted loan officer clients return to again and again for honest advice, personalized service, and dependable support throughout the mortgage process.

Contact Fidel

Fidel Navarro is a highly experienced and respected Senior Loan Officer who has been serving clients since 2004. Over the past two decades, he’s built a reputation for being knowledgeable, responsive, and deeply committed to helping his clients succeed. Fidel has guided hundreds of homebuyers and homeowners through the mortgage process—earning the trust of families, investors, and real estate professionals alike.

Fidel specializes in a comprehensive range of loan products, including:

  • First-Time Home Buyer Loans

  • Purchase Loans

  • Mortgage Refinance

  • Conventional and Jumbo Loans

  • FHA and VA Loans

  • Bank Statement Loans

  • P&L (Profit & Loss) Loans

  • Asset Depletion Loans

  • No Ratio Loans

  • DSCR (Debt Service Coverage Ratio) Loans

Whether you’re a first-time buyer or a seasoned investor, Fidel takes the time to understand your goals and find the right loan solution to fit your unique situation.

Outside of work, Fidel brings the same energy and passion to life as he does to lending. Born and raised in Orange, CA, he still reconnects with friends from elementary through high school at local gatherings. Before entering the mortgage industry, he began his professional life as an auto mechanic—and to this day, he enjoys fixing anything mechanical, from cars to computers.

Fidel is a big fan of Angel’s baseball, live music festivals, and 80s New Wave. A lifelong soccer enthusiast, he’s especially excited to attend a World Cup match in Los Angeles next year. Bilingual in English and Spanish, Fidel jokes that his English is now so fluent it even sneaks into his Spanish with an accent. His entrepreneurial spirit began early—selling flowers on street corners as a kid—and continues to fuel his dedication to excellence today.

With a mix of professional expertise and down-to-earth relatability, Fidel Navarro is the trusted loan officer clients return to again and again.

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